Comparison
Infnits vs Simply Safe Dividends
Simply Safe Dividends is a well-known subscription service focused on dividend safety scores and research for US dividend stocks. Infnits is a free dividend tracking and portfolio analytics app with multi-brokerage sync, Monte Carlo projections, and AI insights. Here is how they compare in 2026.
TL;DR
- Simply Safe Dividends is research-first, subscription-based, and famous for its proprietary Dividend Safety Score.
- Infnits is app-first, free (with optional Pro), and focused on tracking your actual portfolio with forward-looking projections.
- Simply Safe Dividends does not sync to brokerages; you maintain the portfolio manually.
- Infnits syncs to 20+ brokerages via SnapTrade and Plaid automatically.
- Pick Simply Safe Dividends if you want deep research on US dividend stocks. Pick Infnits if you want automated tracking, projections, and insights for your whole portfolio.
Feature-by-feature comparison
| Feature | Infnits | Simply Safe Dividends |
|---|---|---|
| Dividend safety score | Portfolio health score (AI-driven) | Proprietary Dividend Safety Score (core feature) |
| Per-stock research reports | AI-generated insights | Hand-written analyst reports |
| Brokerage sync | SnapTrade + Plaid (automatic) | Manual entry |
| Portfolio projections (Monte Carlo) | Yes — 2,000 paths | No |
| Dividend income forecast | Stochastic, per-holding | Yes |
| Mobile app | iOS + Android native | Web-first (no dedicated app) |
| Tax-loss harvesting | Yes (TaxPilot) | No |
| Coverage | US + major international | US focus |
| Pricing | Free + Pro | Paid subscription (~$499/yr historically) |
Where Infnits is stronger
- Free core tier with automated brokerage sync
- Native iOS and Android apps
- Monte Carlo portfolio projections and dividend income forecasting
- Tax-loss harvesting built in
Where Simply Safe Dividends is stronger
- Long-established proprietary Dividend Safety Score methodology
- Hand-written analyst coverage for individual dividend stocks
- Deep historical dividend data
Who should pick what
Pick Infnits if: Investors who want a free, mobile-first app that tracks their real portfolio, projects dividend income, and flags concentration risks automatically.
Pick Simply Safe Dividends if: Investors who want research-heavy, per-stock dividend safety analysis and are willing to pay for a subscription.
Frequently asked questions
What is the cheapest alternative to Simply Safe Dividends?
Infnits offers automated dividend tracking, forecasting, portfolio health scoring, and tax-loss harvesting on a free tier. It is not a direct replacement for SSD's hand-written stock research, but it covers most portfolio management needs at no cost.
Does Infnits have a dividend safety score?
Infnits provides a portfolio-level health score that factors in concentration, income stability, and diversification, as well as AI-generated insights that flag specific risks. It is not a per-stock safety score like Simply Safe Dividends, but it surfaces similar risks at the portfolio level.
Can Infnits replace Simply Safe Dividends?
For investors who want automated tracking, forecasting, and insights, Infnits replaces much of the workflow. For investors who rely on SSD primarily for individual dividend stock research reports, Infnits is complementary rather than a direct replacement.
Try Infnits free
Connect your brokerage, see your real portfolio with projected dividend income, Monte Carlo forecasts, and AI-generated insights — all in a native iOS and Android app.
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